The Truth About “The Business Guy”
A comprehensive investigation into Kevin Wessell, who markets himself as “The Business Guy,” and his companies Lawyers Limited and Asset Protection Planners. This report examines court records, public filings, and documented concerns regarding alleged fraud, deceptive marketing practices, and questions about the unauthorized practice of law.
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The Case Law Does Not Say What the Chart Says
His chart of foreign asset protection trust cases “gone wrong” is cited across the industry to argue offshore trusts fail in court. A case-by-case review found entries with no offshore trust at all, cases the structure actually won, and the same bankruptcy counted twice, and its author has said he has not read all 45.
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He Was Told the Case List Was Wrong. It Is Still Up.
The managing partner of HTJ Tax published roughly thirty court decisions as proof that offshore trusts fail. A case-by-case review found entries involving no trust at all, cases the trust structure actually won, and one docket that cannot be verified, and after being told, the list is still up.
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Three Asset Protection Trust Claims, Fact-Checked
The Massachusetts firm tells readers that judges are jailing people who cannot produce offshore assets, that there is no case law on domestic asset protection trusts for non-residents, and that those trusts hold up even against alimony and child support. Checked against the statutes and the decisions, all three claims are misleading. The article has been online since 2020.
Read the Review on Blake Harris LawA Nevis Judge Refers Two Offshore Banks to the Regulator
On , the Honourable Mr Justice Iain Morley KC of the Eastern Caribbean Supreme Court, Nevis Circuit, handed down a 222-page “judgments omnibus” covering 39 proceedings against two banks licensed in Nevis: Hamilton Reserve Bank (HRB) and the Bank of New Innovation (BONI), formerly the Bank of Nevis International. Depositors in those proceedings sought roughly US$85.1 million from HRB and roughly US$20 million from BONI.
The court referred HRB to the Nevis Regulator of International Banking and the Premier for consideration of suspension of its banking licence under section 35 of the Nevis International Banking Ordinance, referred BONI for consideration of revocation, and reported both banks to St Kitts and Nevis law enforcement. As to HRB, the judgment records that in May 2026 the bank told the court, through its in-house counsel, that it would not comply with orders to pay depositors, citing United States legal advice that the depositors were engaged in criminality. The court sought confirmation that an independent US investigation existed and received none.
To be clear: A referral is not a finding of guilt. Neither Hamilton Reserve Bank nor BONI has been convicted of any offence, and the decision whether to suspend or revoke a licence rests with the Nevis Premier, not with the court. The judgment expressly contemplates that a thorough investigation may exonerate HRB, and records that the bank denies wrongdoing and says the depositors are the ones acting unlawfully. We link the judgment in full so readers can assess it for themselves.
Learn More From Blake Harris Law
Deeper reading on how legitimate asset protection works, how to identify questionable planning, and the case law that shapes the industry.
Report Questionable Asset Protection Planning
Seen asset protection planning that looks faulty, misleading, or fraudulent? Blake Harris Law offers a free, confidential review.
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The Bridge Trust
A hybrid domestic-offshore trust structure that stays simple during peacetime and “crosses the bridge” to the Cook Islands when a threat arises.
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45 FAPT Cases Gone Wrong
Blake Harris Law’s response to the widely circulated Oshins list of 45 “failed” Foreign Asset Protection Trust cases, showing where the list overstates, mischaracterizes, or misapplies the underlying case law.
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The $10,000 Cook Islands Trust
Why a discount, non-law-firm Cook Islands Trust can cost you far more than it saves: no attorney-client privilege, no regulatory oversight, and no recourse if it fails.
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When a Chatbot Confers the Award
Two “Most Influential” banners on an attorney’s homepage trace back to an anonymous ChatGPT session, and the transcript’s own rankings contradict the title. How to verify any credential yourself.
Read on Blake Harris Law →Key Subjects of Our Reporting
The Business Guy
Kevin Wessell
The operator behind Lawyers Limited and Asset Protection Planners.
Read Investigation →Company
Lawyers Limited
A company operated by Kevin Wessell raising concerns about unauthorized practice of law.
Read Report →Company
Asset Protection Planners
Kevin Wessell’s asset protection services company, also marketed as “The Business Guy.”
Read Report →Attorney
Steven J. Oshins
Author of the widely cited chart of foreign trust cases “gone wrong,” reviewed case by case.
Read on Blake Harris Law →About the Author
The Offshore Watchdog is made possible by Attorney Blake Harris and his legal team, who conducted the underlying legal and factual research. Input includes contributions from former employees and clients of Wessell who shared their firsthand insight into his fraudulent activities, and from journalists who have published independent exposés on Wessell and his related business entities.
Attorney Blake Harris is committed to protecting consumers in the asset protection industry. He has privately engaged with other industry members to encourage more ethical marketing practices and has publicly corrected misinformation spread by competing providers. However, in Wessell’s case, Harris and his team have concluded that his departure from the industry is the best outcome for consumers, and they intend to pursue that goal through all available legal remedies.
If you have information that could support efforts to remove Wessell from the asset protection industry, please reach out.
To learn more about Attorney Blake Harris and his firm, visit Blake Harris Law.
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